Privacy Policy
The
Legacy Group of America recognizes the importance of
maintaining
the privacy of your personally identifiable information; therefore, we
have established this privacy policy to demonstrate our commitment. If
you have questions or concerns regarding this statement, you should
first contact The Legacy Group of America at:
1-800-245-TERM (1-800-245-8376)
What information do we
gather and how is it used?
The Legacy Group of America provides you with insurance related tools and information to assist you in shopping for and obtaining insurance products. Many of the tools and information are available for your benefit without the need to disclose any personally identifiable information. If you decide to request an application for insurance, we require you to submit minimal personal information. We collect information that includes your name, e-mail address, mailing address, telephone numbers, and date of birth. The information we gather from your insurance application request is used to begin the application process.
If
you have any questions regarding how the insurance company you are
applying with is using your personal information, you should contact
that company directly.
The Legacy Group of America does not sell, trade, lease or rent any
personally identifiable information to any other companies or
organizations.
The Legacy Group of
America does not knowingly solicit data from minors, and we
do not knowingly market to children. The Legacy Group of America may
share aggregated
statistical information such as website traffic or demographic
information with its business partners; however, in no case will your
personally identifiable information be disclosed.
The Legacy Group of
America may send you e-mail communications to update you on
website features or
new benefits that may be of interest to you. If at anytime you choose
not to receive these e-mails, you may e-mail us at: Info@LegacyTermInsurance.com
to be removed from the mailing list. If you provide your email address
or telephone number you grant The Legacy Group of America permission to
email and call you
regarding your quote. If you do provide your email address to The
Legacy Group of America you
will receive your quotes instantly as well as via email. If you provide
your telephone number you may receive a customer service phone call
from The Legacy Group of America regarding the quote. If at anytime you
choose not to receive
phone calls from The Legacy Group of America, you may e-mail us at: Info@LegacyTermInsurance.com
or Call us at 1-800-245-TERM (1-800-245-8376)
to be removed from the phone list.
Cookies
A
cookie is a piece of data stored on the user’s computer tied to
information about the user. Usage of a cookie is in no way linked to
any personally identifiable information while on our site. We use both
session ID cookies and persistent cookies. For the session ID cookie,
once users close the browser, the cookie simply terminates. A
persistent cookie is a small text file stored on the user’s hard drive
for an extended period of time. Persistent cookies can be removed by
following Internet browser help file directions.
If users reject
the cookie, they may still use our site. Persistent cookies enable us
to track and target the interests of our users to enhance the
experience on our site.
Security
The Legacy Group of
America uses state-of-the-art secure server software and
encryption
technologies to assist in protecting your personal information. Secure
Socket Layer (SSL) encrypts all of the information you submit on your
application request form before it is sent to The Legacy Group of
America. It is important that
you use a browser that supports SSL and that the encryption feature of
your browser is not disabled when submitting your application request.
In addition, The Legacy Group of America uses security procedures and
practices including the
use of firewalls to protect the data it stores on its servers. Although
many security provisions are in place, information submitted on the
Internet is not totally secure. If you feel uncomfortable submitting
any personal information through the The Legacy Group of America
website you may call us at 1-800-245-TERM (1-800-245-8376)
to request an application.
Notification of Changes
If
at some point in the future, there is a change to our information usage
practices that affect your Personally Identifiable Information, we will
notify you by email of the relevant changes. The email will inform you
on how to opt-out of this information usage or you can opt-out by
sending a message to the following email: Info@LegacyTermInsurance.com
You should also check this posted privacy statement for
changes.
Correct/Update
This site gives
users the following options for changing and modifying information
previously provided.
1. Call us at 1-800-245-TERM (1-800-245-8376)
or send an e-mail to Info@LegacyTermInsurance.com
2. Send mail to the following postal address:
The Legacy Group of America
P.O. Box 30
Glen Cove, NY 11542-0030
Surveys
From
time-to-time our site requests information from users via surveys.
Participation in these surveys is completely voluntary, and the user
has a choice whether or not to disclose this information. Information
requested may include contact information (like name and mail address)
and demographic information (such as zip code, age and gender). Survey
information will be used for purposes of monitoring or improving the
use and satisfaction of this site.
Log
Files
We
use your IP address to analyze trends, administer the site, track the
users movement, and gather broad demographic information (for aggregate
use). Your IP address is not linked to your personally identifiable
information.
Links to other Websites
This
site contains links to other sites that are not under our control.
These websites have their own policies regarding privacy. The Legacy
Group of America is not
responsible for the privacy practices or the content of other websites.
For your own protection, you should review their policies upon visiting
these other sites to make sure they respect your privacy. Often time,
other Web sites refer their users to The Legacy Group of America Web
site. These sites often
pass a non-personally identifiable digit to the The Legacy Group of
America Web site.
Legal Disclaimer
Though
we make every effort to preserve your privacy we may need to disclose
personal information when required by law or in the good-faith belief
that such action is necessary in order to conform to the edicts of the
law or comply with a legal process served on our Web site.
Contact Us
If you have any questions about this privacy statement, the practices of this site or your dealings with this website, you can contact us at:
The Legacy Group of America
P.O. Box 30
Glen Cove, NY 11542-0030
Future Disclosure
If
we change our privacy notice we will give you notice ahead of time of
any change in our privacy practices by providing a new Notice and any
opt-in or opt-out rights you may have under any federal or state laws
at that time.
Other
Institutions
If
you provide personal data to third parties, for example, independent
agents or brokers, please note that this Notice will not cover their
use of such data. If you provide personal data to us on a website that
we sponsor with another financial institution, please note that you are
providing your personal data to us and the third party. Accordingly,
you should review the privacy notice of any such third parties.
Our Commitment To Privacy
As a customer of The Legacy Group of America (together with its affiliates, "we", "us" or "our"), you can be assured that we value our relationship with you, and make every reasonable effort to protect your nonpublic personal information. To keep you abreast of our privacy practices, we are required by the Federal Government to provide you our Privacy Policy, at the inception of our relationship and annually thereafter, regarding our treatment of nonpublic personal information. This Privacy Policy will help you understand the information we collect, how we use it, how we protect it and when and if we share it.
Nonpublic
personal information, as used in this notice, means nonpublic personal
financial and nonpublic personal health information. Nonpublic personal
financial information, as used in this notice, means information, other
than health information that identifies an individual and is not
otherwise available to the public. This includes personal financial
information such as income, financial benefits, history, policy or
claim information. Nonpublic personal health information, as used in
this notice, means information that identifies an individual's health
information such as medical records, lab results or underwriting
results, or other information about illness, disability or injury.
Information We Collect
We
may collect nonpublic personal information in a number of ways:
information you provide us on our website or through a paper
application; data related to your transactions with us, our affiliates,
or others; and information we receive from consumer reporting agencies
or otherwise with your consent. Information collected may include:
personal information, such as your name, and address; financial
information, such as your income and assets; health information (for
life insurance purchasers), such as individual medical records, lab
results, or other information about an illness, disability or injury;
and information we collect to complete payment. We may also receive
nonpublic personal information from agents, service providers, and
partners providing marketing services.
Information We Disclose
We
do not release nonpublic personal information about our customers or
former customers to anyone other than as permitted by law, as described
in this policy. We may also disclose nonpublic personal financial
information to government enforcement agencies as appropriate in
connection with suspected terrorist or other criminal activities. We
disclose nonpublic information to only those employees who need it to
service your policy. We do not sell customer information to third
parties for marketing purposes.
Security
We
always strive to maintain physical, electronic, and procedural
safeguards that comply with federal and state regulations to protect
your nonpublic personal information. We use encryption and
authentication tools to protect your personal information during our
application process. We do use Internet cookies, which are small pieces
of data stored by your Internet browser on your computer's hard drive.
Our web site uses these cookies to facilitate the application process.
We do not use cookies for any other purpose nor do these cookies store
any personally identifying information.
Changes in Corporate
Structure
If
all or part of the company or its assets are sold, merged or otherwise
transferred to another entity, the data, whether personally
identifiable or otherwise, associated with the services provided by
that part of the company may be transferred to the prospective owners
subject to strict confidentiality agreements or to the new owners as
part of that transaction.
Other Financial Service
Providers
Please note that if you directly provide nonpublic personal information to other financial service providers not affiliated with us, for example, independent referring agents or brokerage firms, their use of such information will not be governed by this privacy notice. If you provide nonpublic personal information to us on a website that we sponsor together with another financial service provider, you are providing your nonpublic personal information to both us and the other financial service provider. You should review the privacy notice of any such third parties to understand how they collect, use and disclose such information.
